Frequently Asked Questions
Do you provide financing to governments or municipalities?
Unfortunately, we do not. We only extend credit to for-profit, U.S. based businesses.
Is there any recourse to us?
In a standard program, no. Some of our clients have elected to provide a payment guarantee for their customers who don’t qualify for financing using our standard underwriting practices.
What happens if you decline an application?
That’s up to you. Some of our clients would then simply require the customer to use card, check or payment terms. Other clients have been willing to guarantee a portion of the transactions that we would not otherwise approve. We have also set up “pass through” programs with our clients where we will originate the pay over time agreement with the customer and simply bill, collect and pass those payments through to our client as received, and net of a modest processing fee.
Do you finance purchase orders?
Yes, but whether it’s a PO or an invoice, we will only enter into a pay over time arrangement with a customer when the customer is contractually bound by the transaction with you and you are contractually bound to deliver your product or service (or you have already rendered/delivered your product or service).
What are your rates and fees?
There are a number of variables that go into determining pricing like who your customers are, the size of the transactions we will finance, the type of transactions we are financing, and the basic characteristics of your company (e.g., how long have you been doing this). The rate paid by your customer can be reduced (subsidized) by you through a discount on the proceeds that we remit to you. Many of our clients use this approach.
What Type of Transactions Can be Financed?
Examples of Past Customers
Practice management, sales training & other consulting programs.
Capital improvement, renovation, and remediation programs.
Software purchases and installation.
Raw materials and unfinished goods.
Equipment or device purchase and installation.
Contact our Purchase Financing Advisors
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We collaborate with financial institutions and retailers, offering seamless, branded financial solutions to businesses and individuals while managing risks and regulatory compliance effectively. We enhance customers buying power and loyalty, by providing businesses with tools for increased sales and market presence.
Transform your sales strategy by offering flexible monthly payment options to support your business clients.
Solutions
Benefits of our Purchase Financing
Receive your funds upfront while providing an attractive monthly payment option for your clients.
Increase your cash conversion by reducing your Accounts Receivable balances (free up working capital).
Reduce - or eliminate - the administrative burden of collections.
Reduce the risk of losing a sales opportunity by allowing your customers to pay for their invoice, quote or purchase order over time.
Purchase Financing
How it Works
You present a new Pay Over Time option with your quotes or invoice.
We render a decision for small transactions and within 24 hours for larger transactions.
We remit proceeds from the invoice to you and your customer pays us directly.
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11600 Sunrise Valley Drive, Reston, VA 20191
FUNDATION GROUP LLC
© 2025 Quantum LS LLC. All rights reserved. Loans made in California are issued by Quantum LS LLC pursuant to California Lenders License No. 603 L340. NMLS ID 1587491.
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