AN INDUSTRY-LEADING TEAM

Fundation’s management team has collectively managed billions of dollars of originations of loans and leases in the small business and consumer lending markets. Our expertise with a technology-driven approach to lending is truly second to none.

Sam Graziano

Sam Graziano

Chief Executive Officer

Barry Feierstein

Barry Feierstein

Chief Operating Officer

Sandip Nayak

Sandip Nayak

Chief Risk Officer

Chris Corinaldi

Chris Corinaldi

Executive Director, Head of Portfolio Management

Doug Gordon

Doug Gordon

Executive Director, Head of Partnership Development

Rajit Kavindran

Rajit Kavindran

Executive Director, Head of Product & Credit Analytics

Mahinda Yapa

Mahinda Yapa

Executive Director, Credit Risk Management

Kipp Fawcett

Kipp Fawcett

Senior Director, Financial Institutions Partnerships

Dan Gravel

Dan Gravel

General Counsel & Head of Compliance

Angela L. Kier

Angela L. Kier

Senior Director, Head of Loan Operations

Debbie E. Miller

Debbie E. Miller

Senior Director, Head of Marketing

William Ogden

William Ogden

Senior Director, Financial Institutions Partnerships

Chaitali S. Patel

Chaitali S. Patel

Senior Director, Head of Catalyst Solutions

Dan Stoltzfus

Dan Stoltzfus

Senior Director, Head of Finance

Vishal Verma

Vishal Verma

Senior Director, Head of Engineering

Melanie Williams

Melanie Williams

Senior Director, Head of Human Capital

Sam Graziano

Sam Graziano

Chief Executive Officer

Sam Graziano is a seasoned financial services executive and entrepreneur. Mr. Graziano cofounded Fundation and has served as its Chief Executive Officer since 2011. He is directly responsible for the strategic direction and fiscal growth of the company. In addition to his work at Fundation, he is an advisory board member for the Coalition for Responsible Business Finance, which provides education and information to government, industry and others on how technology can help broaden access to capital to small businesses. Prior to founding Fundation, Mr. Graziano spent more than a decade in investment banking and private equity, where he developed an expertise in strategic, financial and operational issues for banks, specialty finance companies, asset managers, broker/dealers and other institutions throughout the financial services sector. Previously, he served as Principal with Centerview Partners, where he provided strategic and financial advisory services to some of the nation’s largest and most recognizable financial services companies. Mr. Graziano’s experience includes serving as a Vice President with Keefe, Bruyette & Woods, the nation’s largest boutique investment bank focused on the financial services sector, where he executed dozens of mergers and corporate finance transactions and cofounded the firm’s private equity practice.

Barry Feierstein

Barry Feierstein

Chief Operating Officer

Barry Feierstein is responsible for overseeing multiple aspects of the business including marketing, business development, lending operations, servicing, compliance, finance and administration. Barry Feierstein is a highly experienced senior executive having spent more than 25 years operating in both financial and non-financial businesses. Prior to joining Fundation, he held executive roles with Apollo Education Group including Chief Commercial Officer and Chief Business Operating Officer. Prior to Apollo, he served as Executive Vice President of Sales & Marketing at Sallie Mae, Inc., reporting to the CEO. Among his responsibilities was the generation of over $26 billion in annual federal and private loan origination volume. Earlier in his career, Mr. Feierstein worked as a management consultant with McKinsey & Company. He holds a B.A. degree from Tufts University and an MBA from Harvard Business School.

Sandip Nayak

Sandip Nayak

Chief Risk Officer

Mr. Nayak has served as Fundation's Chief Risk Officer since 2013. Prior to Fundation, Mr. Nayak held key leadership and management roles in data-driven and judgmental lending at Citigroup and Capital One. His time in these roles have made him passionate about creating value through credit innovations and behavior sciences in the underserved market of small businesses.

Chris Corinaldi

Chris Corinaldi

Executive Director, Head of Portfolio Management

Mr. Corinaldi formerly headed the small business risk strategy function for Dell Financial Services, the captive lending arm of Dell Inc., a business with over $1 billion of annual originations of leases and loans to small businesses across the country. Chris has also served on numerous advisory boards with the nation’s leading data source providers for small business data.

Doug Gordon

Doug Gordon

Executive Director, Head of Partnership Development

Mr. Gordon has served as the Executive Director, Head of Partnership Development since 2011 when he co-founded the company with Sam Graziano. Prior to founding the company, Mr. Gordon attended Bucknell University where he identified the need for an innovative approach to small business lending. Doug has become an expert on the small business lending landscape and on the business models, risk factors, and success drivers across the hundreds of small business industry sectors.

Rajit Kavindran

Rajit Kavindran

Executive Director, Head of Product & Credit Analytics

Rajit Kavindran is based in our Reston, Virginia, office and works directly with company CEO Sam Graziano. Mr. Kavindran brings a broad range of experience in banking, technology and consulting to the Fundation family. He began his career at Capital One, where he worked on credit cards and installment loans business. Prior to joining Fundation, Mr. Kavindran did subprime lending at Advance America. In his free time, he likes to volunteer, read, travel, work out and follow sports. In his role at Fundation, Mr. Kavindran is collaborating across functional teams to take the business to the next level.

Mahinda Yapa

Mahinda Yapa

Executive Director, Credit Risk Management

Mr. Yapa has served as the Executive Director, Credit Risk Management since 2013. Prior to Fundation, Mr. Yapa served as head of the small business lending arm of Pitney Bowes Financial, one of the nation's largest small business lenders, where he managed a $3 billion portfolio of small business loans, lines, and leases. A specialist in the space for over 20 years, Mr. Yapa is considered an industry thought leader in data driven and automated lending to small businesses.

Kipp Fawcett

Kipp Fawcett

Senior Director, Financial Institutions Partnerships

Kipp Fawcett is Senior Director, Financial Institutions Partnerships, responsible for cultivating, executing and managing partnerships with financial institutions, including bank and nonbank financial services companies. Through these partnerships, Fundation underwrites, originates and holds on its balance sheet loans to a wide variety of small businesses throughout the United States.  Prior to Fundation, he spent 15 years as an investment banker at Bear Stearns, Jefferies and Nomura Securities. Mr. Fawcett focused exclusively on the financial institution’s sector including banks, consumer lenders and commercial leasing companies.  He is a CFA charterholder.

Dan Gravel

Dan Gravel

General Counsel & Head of Compliance

Dan Gravel is General Counsel & Head of Compliance Director . He is responsible for all legal, regulatory and compliance matters related to the company. Mr. Gravel joined Fundation in 2015 having previously been General Counsel and Compliance Director for a consumer lending company in the fintech space. He also served as chairman of the corporate and tax practice group of BoltNagi PC, a law firm in the U.S. Virgin Islands. Mr. Gravel received his undergraduate degree from Villanova University and his law degree from St. John’s University School of Law.

Angela L. Kier

Angela L. Kier

Senior Director, Head of Loan Operations

Angela L. Kier is Senior Director, Head of Loan Operations, responsible for oversight of Loan Administration, Vendor Oversight and Collections. Before joining Fundation, she was Director of Default Operations for E*TRADE Financial where she led multiple asset classes of Loan Servicing and Collections including Bank, Brokerage, Credit Card and Mortgage, with teams based in both the U.S. and Philippines. Ms. Kier brings over 20+ years of extensive Loan Servicing and Collections experience and the related disciplines of Compliance, Training, Audit and Procedural Development, in both financial and non-financial business sectors. She is registered as a Certified Collector through the American Collectors Association (ACA).

Debbie E. Miller

Debbie E. Miller

Senior Director, Head of Marketing

Debbie E. Miller is Senior Director, Head of Marketing. She brings over 15 years of experience to Fundation in financial services, technology and partnership marketing for Fortune 500 and startup organizations. At Sallie Mae, she led partnership marketing efforts with a broad range of financial and non-financial partners and developed integrated online and offline marketing programs to maximize results.  As a seasoned product and partnership marketing professional, Ms. Miller has direct experience in developing valuable partner marketing programs, sales enablement tools, marketing materials, differentiated positioning and related messaging and engaging content. She holds a B.A. degree from Smith College and an MBA from University of Virginia Darden School of Business.

William Ogden

William Ogden

Senior Director, Financial Institutions Partnerships

William Ogden has been at Fundation since 2014. Before joining the company, he worked in investment banking at Jefferies in the Financial Institutions Group, focusing on specialty finance firms. Mr. Ogden also worked as an algorithmic trader at XR Trading—a leader in the global derivatives marketplace—where he was on the short-term interest-rate derivatives desk. He started his career in risk management at Bank of America. Mr. Ogden graduated from Davidson College and earned an MBA from Columbia University. He has a passion for the possibilities presented by the intersection of technology and financial services.

Chaitali S. Patel

Chaitali S. Patel

Senior Director, Head of Catalyst Solutions

Chaitali S. Patel is Senior Director, Head of Catalyst Solutions. Before joining Fundation in 2016, she was Senior Vice President, Director of Business Development & Strategy at Zions Bancorporation in Salt Lake City, Utah.  In this role she led nationwide sales and business development teams and was responsible for building and maintaining strategic partnerships to support revenue growth. Her thirteen plus years in the banking sector includes extensive experience with expanding service offerings, shaping and developing new product lines, and outreach to both new and prospective clients. She holds a B.A. in Finance from University of North Texas and an MBA from the University of Utah’s Eccles School of Business.

Dan Stoltzfus

Dan Stoltzfus

Senior Director, Head of Finance

Dan Stoltzfus is Senior Director, Head of Finance. He is an accounting and finance professional with extensive financial services experience. In his current position at Fundation, Mr. Stoltzfus leads the accounting and finance team. Prior to joining Fundation, he was a Director within PricewaterhouseCoopers’ Banking and Capital Markets practice serving financial institutions. Throughout his career, Mr. Stoltzfus has worked across the broad spectrum of financial services including auto lending and leasing, consumer finance, student lending and mortgage banking.  He graduated from James Madison University and is a CPA in the state of Virginia.

Vishal Verma

Vishal Verma

Senior Director, Head of Engineering

Vishal Verma brings nearly 20 years of programming experience to his role as Senior Director, Head of Engineering. An innovative software architect and developer with deep expertise in user-centered design and GUI development, he has a passion for making technology approachable and usable for the average person. Prior to his position at Fundation, Mr. Verma was an independent software and website development consultant who spearheaded a variety of projects for organizations and retail companies seeking to create an expanded web presence. He also served as Director of Software Development at Broadway National Sign & Lighting and as Chief Technology Officer /Cofounder of InfoSlate, Inc., a company that brings free, interactive, educational health content into physicians’ waiting rooms. Mr. Verma thrives in extremely visible environments under aggressive timelines and enjoys leading highly technical teams that deliver top-tier products and services on schedule and under budget.

Melanie Williams

Melanie Williams

Senior Director, Head of Human Capital

Melanie Williams, Senior Director, Head of Human Capital, is a Senior Certified Professional in Human Resources with more than twenty years of experience as an innovative leader in small to mid-size organizations. Her philosophy and approach are built on employee engagement.  Ms. William’s broad experience includes benefits, compliance, employee relations, payroll, talent acquisition and management. She has spent her career in professional services and technology with an emphasis on integration and change management for businesses in startup, growth and mature environments.

WE’RE A DIRECT LENDER THAT BUILDS
LONG-TERM RELATIONSHIPS

We originate and hold loans we fund

As a direct lender, Fundation commits our own capital to finance your customers’ small business loans; we hold them on our balance sheet, and manage the loan servicing. Why is all this important? Because it aligns our interests with yours—we are committed to your clients’ success. We take the time to understand what truly makes sense for your clients’ businesses, their financial goals, and their immediate and long-term capital needs

Our capital base comes from some of the leading investors in the commercial and consumer lending markets:
Garrison Investment Group supports Fundation's fast business loans.
Leo Group invests in Fundation to support fast business loans.
Solel Investment Group helps fund fast business loans from Fundation.