Looking for a Business Loan? Don't get stuck in a "Cents on the Dollar" fixed payment contract.

Do you know the difference between a fixed payment contract and an actual simple interest business loan? Be careful what you sign. The financial implications are significant. Use our interactive chart to learn today!

Let's start with what you have been offered from your 'Cents on the Dollar' financing provider.

How much money are you looking for?

How many cents on the dollar did your financing provider offer?

Over how many months?

You think you are getting 25% APR (Annual Percentage Rate) but...

Because your Fixed Payment Contract calculates interest on the original principal balance, you are making materially higher interest payments than you might think....


Because your loan balance declines over the life of the contract, your actual APR is dramatically higher...

*Fundation Simple Interest Loans start at just 7.99% APR. The APR used here is just for illustrative purposes.

If you paid each financing product off after 30 days...

You would have been required to pay total interest of...


And your effective APR would be...

*Fundation Simple Interest Loans start at just 7.99% APR. The APR used here is just for illustrative purposes.

The punchline is...

An actual Simple Interest Loan calculates interest based on the outstanding balance of the loan over the repayment period. A Fixed Payment Contract calculates "interest" based on the original loan balance and then locks you into that full payment no matter when it is repaid, even if you paid it back the next day.