Fundation CEO, Sam Graziano, serves on panel at American Bankers Conference in New York, NY

NEW YORK, October 10, 2014 – Fundation Group LLC Co-Founder and CEO Sam Graziano joined other thought leaders in the online lending industry on Tuesday, October 7th to speak on ways in which banks and alternative lending firms can work together to fill the void in the small balance commercial loan market.

Mr. Graziano served on a panel entitled “Looking Under the Hood: P2P and Online Lenders – Friend or Foe?” where he also discussed the differences in business models for P2P platforms and online lenders.

“When managed appropriately, small balance commercial loans can provide outstanding risk adjustment returns,” said Mr. Graziano. “ Generally speaking, the banking system does not have sufficient risk appetite or the infrastructure to serve a significant portion of the small business lending market. By partnering with technology enabled lenders that are much more nimble, banks and credit unions can be empowered to originate small business loans more efficiently and serve more of their customers needs.”

Co-Panelists included Daniel Cope, Principal at Oliver Wyman, Jeff Bogan, Head of Institutional Groups at Lending Club, and Josh Toderys, Chief Risk Officer at Prosper Market Place, Inc. The panel was moderated by Brian Graham, President of Alliance Partners.

The American Bankers Conference brings together institutional investors, bankers, and wealth managers who want to learn more and capitalize on trends towards alternative financing.

For additional background on Sam Graziano or Fundation, contact Victoria Lewis at

Media (646)661-1962


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About Fundation

Fundation combines the benefits of a bank loan with the ease and efficiency of an online lender. We offer conventional loans with competitive rates to businesses with varying credit profiles. Our technology allows us to deliver capital in as few as 3 business days through streamlining the collection and evaluation of customer information and conducting the majority of the lending process electronically. As a direct lender, we use our own capital to originate and hold the loans we make, so that we can focus on building relationships with our customers. Our dedicated customer relationship model enables us to understand each unique borrower’s business. This level of service, coupled with our best-in-class products, is why many of our customers come back to us repeatedly for more capital.

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