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You can ask Fundation’s CEO, Sam Graziano, a question with the form. He will respond via email, and frequently
asked questions will appear in the knowledge base below!

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Recent Questions & Answers

Can you please explain what risk based loan pricing means?

April 3, 2015

Risk Based Pricing: the cost (interest rate) of a loan assigned to a certain customer is based on the perceived risk profile of that particular customer. Most banks don’t use risk based pricing and many finance companies don’t use it either. Why? Well, many lenders, p...

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How do I choose between alternative lenders?

April 3, 2015

As you look at the landscape of small business lenders today you will see everything from big banks like Capital One and Wells Fargo, to human loan brokers, online loan brokers, cash advance companies, factoring companies and other lenders. An informed business owner shou...

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Why do loans cost what they do?

October 14, 2014

A prudent small business will price for its products or services based on the (a) input costs of creating that product or services (supplies and materials), (b) cost of running the business (operating expenses), and (c) profit. The same goes for a lender but in a slightly di...

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